Teacher’s Reflection: What Financial Freedom Feels Like?

All of us wants to be “Financially Free.” Free from stress, worry, and burdens that come with money. That’s why we work hard, right? We work on a 9-to-5 job just to earn a living for our family and be financially stable. But for how long and to what extent we need to work hard so we can say that we’re financially free?

Personally, I used to be “slave towards survival” in my younger days. I was introduced to labor and run errands to other people just to earn a living for myself. A few years after graduation, I’m still working hard for me and my sister to survive. After many financial failures and famines that came through my life, I realized that there’s nothing we can do to make ourselves rich. Now that I’m adulting, I realized that financial freedom is not just a matter of wealth accumulation, it’s a matter of CORRECT MINDSET!

Teacher's Reflection: What Financial Freedom Feels Like?

So what “Financial Freedom” looked like? If it’s not about being rich and wealthy, how is it really feel to be financially free from stress, worry, and burden?


Being free at debt is one of the greatest blessings you can give to yourself and your family. The feeling of having a good night sleep without worrying about where you will pay your debts and being haunted by your debtors is the good gift we can give to ourselves. The moment I say no to debts is the time I feel so free from worrying too much about money.

A debt-free life is the best life! And without debt, your family and the next generation is in good hands. Pay your debts, cut your credit cards, and live a life of financial freedom without the yoke of liabilities.


Many people would say “if you fail to plan, you plan to fail.” I learned to prepare financially when I was 23 years old in the form of a life insurance plan. It doesn’t solve every financial problem, but it gave me peace of mind knowing that my family is financially secure no matter what happens to me.

I believe we can never perfect a plan when it comes to money management. But it’s better to start planning before disaster strikes. Financial freedom starts with a prepared heart and mind to change your life. Talk to a financial coach and seek help on how you can prepare financially when the O.D.D.S (Old age, death, disability, sickness) comes your way.


The Bible said, “Godliness with contentment is great gain (1 Timothy 6:6).” There’s nothing more beautiful than a life fulfilled with everything you want to have. But sometimes we tend to work so hard, it’s hard to satisfy us with what God already has for us. Having big dreams (mansion, travel, expensive things) is not bad. God wants us to enjoy life, but if the purpose of life is to earn more, you will end up being “slave to discontentment.”

Financial freedom means you need to accumulate so you can be a blessing for yourself and others. Living a life of generosity is not a matter of “what I have,” but rather “what I can give.” The best part is if you bless others, you can be sure that you will be blessed also. Ask yourself and realign your mindset. For it’s indeed “better to give than to receive.”

As I write this blog, can I declare that I am financially free after some employments later? Am I better with the way I handle money? Not yet and I need to learn more. But from the way I manage my finances, cut all my debts and slowly live a life of generosity, I believe that financial freedom is hard work, and the harvest is sweet and fulfilling.

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